Cover of Prajnan October–December, 2024
Quarterly · Double-blind refereed · Established 1972

Prajnan

Journal of Social and Management Sciences. Research papers, brief articles and commentary on banking, finance and operations.

editor_prajnan@nibmindia.orgIndexed in EBSCO, ProQuest and Indian Citation Index

Objectives of Prajnan

PRAJNAN is a quarterly double-blind refereed journal that presents research papers, brief articles and commentary on banking and finance and operations. The objectives of the Journal are (a) to encourage new thinking on concepts and theoretical frameworks in the various disciplines of Social Sciences, Administrative and Management Sciences, and (b) to disseminate such new ideas and research papers, with strong emphasis on realism of analysis and use of empirical evidence, which have broad relevance to the working and development of banking and other financial institutions.

Each paper is reviewed by the Editor and, if judged suitable, enters the double-blind review process. Manuscripts may be rejected, edited or returned for specified revision on the basis of the recommendations of the referees and the decision of the editorial board.

Authors whose papers are published in the Journal will be supplied with 25 reprints of their paper and a complimentary copy of the issue. The Journal also reviews important books published recently in the disciplines of Social Sciences, Administrative and Management Sciences.

Editorial Advisory Board

Dr Vijay KelkarChairman, India Development Foundation · Gurgaon
Prof. D M NachaneProfessor Emeritus & Former Director, IGIDR · Mumbai
Anil K KhandelwalFormer Chairman & Managing Director, Bank of Baroda
N S VishwanathanSenior Fellow, Public Policy, IIM Bangalore
B SambamurthyFormer Director & CEO, IDRBT · Hyderabad
Geeta GouriFormer Member, Competition Commission of India
Prof. Partha RayDirector, National Institute of Bank Management, Pune

Editorial Committee

Abhiman DasIIM Ahmedabad
Ajit DayanandanUniversity of Alaska, Anchorage
Anup Kumar BhandariIIT Madras
C VeeramaniIGIDR, Mumbai
Debashish MukherjeeCanara Bank, Bengaluru
Madan SabnavisBank of Baroda, Mumbai
Mangesh PatwardhanNational Insurance Academy, Pune
N K ChidambaranFordham University, New York
Pallavi ChavanReserve Bank of India, Mumbai
Pankaj SetiaIIM Ahmedabad
Prithwiraj NathNewcastle Business School, UK
Saibal GhoshQatar Central Bank, Doha
Sanjib BordoloiReserve Bank of India, Mumbai
Saugata BhattacharyaAxis Bank, Mumbai
Vivek RajvanshiIIM Calcutta

Production Team

Soni PhilipChief Administrative Officer
Swapna IyerExecutive Officer - Publicationeo.publications@nibmindia.org

Copyright © 2022
National Institute of Bank Management, Pune, India

NIBM PO, Kondhwe Khurd Pune - 411048 (India)

020-26716310

020-26716000

All rights reserved. No part of this journal may be reproduced or utilized in any form or by any means, electronic or mechanical, including photocopying, recording or by any information storage and retrieval system, without the permission of the publishers. The views expressed and facts stated in the papers contained in this volume are of the individual authors and are in no way those of either the Editors, the institution to which they belong and the publisher.

Editorial Team
Prof. Sanjay BasuEditorsbasu@nibmindia.org
Dr Gargi SanatiMembergargi@nibmindia.org
Dr Smita Roy TrivediMembersmita@nibmindia.org
At a Glance
Established1972
FrequencyQuarterly
ReviewDouble-blind
IndexingEBSCO, ProQuest, ICI